eyuen

30# Ketoneso


如果份保險剛買而你又找到另一間可以"平好多"的話，你係可以退保再買平個份,麻煩D啦。如果差不多，咁出年續保就做吓功課囉！

eyuen

攞晒佢哋D報價，再一個一個叫佢哋報平及將loading減到最小。而D agent 想倣生意，大多數都減，干祈咪幫車行買，因車行及agent 都要賺佣

ocbc

無雖然吾係新牌, 但我無NCB呀. :(
cheeseman 發表於 20-9-2011 22:45

Cheese Hing, your third-party insurance's NCB can transfer to full cover gar if you have!

cheeseman

ocbc, 無呀, 我個係善良的牌, 之前响加拿大揸開, 牌就十幾廿年, 今次先係自己第一次買車, 之前只係揸過朋友D車. 咁應該無NCB, 係咪呢?

ocbc

ocbc, 無呀, 我個係善良的牌, 之前响加拿大揸開, 牌就十幾廿年, 今次先係自己第一次買車, 之前只係揸過朋友D車. 咁應該無NCB, 係咪呢?
cheeseman 發表於 20-9-2011 23:59

eyuen

35# cheeseman


咁為由一年一年咁儲啦 ，出年有20% NCB都可以慳D嘅

sammykwan

ocbc, 無呀, 我個係善良的牌, 之前响加拿大揸開, 牌就十幾廿年, 今次先係自己第一次買車, 之前只係揸過朋友D車. 咁應該無NCB, 係咪呢?
cheeseman 發表於 20-9-2011 23:59

if you have any close family member have NCB, may be you should consider add their names onto the driver list.

ocbc

if you have any close family member have NCB, may be you should consider add their names onto the driver list.
sammykwan 發表於 21-9-2011 00:09

Sammy Hing, It will be cheaper?

cheeseman

好橙呀, 無呀!
局俾呀今年.

wongdan88

我p牌冇NCB都要$14,000啦,平安報你$8000,重平過我而家有20NCB,因我未夠兩年牌

sammykwan

Sammy Hing, It will be cheaper?
ocbc 發表於 21-9-2011 00:20

you can copy the NCB ma.....

Ketoneso

32# eyuen
Really! It is my second time to buy Honda car(last time is Civic), the first year insurance always bought from the agent sales direct in the hope that he serve me better. However, I think I should call quotation next time!!

eyuen

今天正式攞到車保報價-教協$2950(保額325000, 60%NCB)
墊底term -general $5000, theft $5000, young driver $5000,inexp drive $5000, unname $5000, third party $5000, paking $2000(另加６大保障- NCB protect,new for old, windscreen $5000, 24hr 路邊緊急維修, 24hr 拖車服務, 後備車輛)
now insurance- $3300(保額325000, 60%NCB)
墊底term -general $3000, theft $3000, young driver $3000,inexp drive $3000, unname $3000, third party $3000, paking $0(另加5大保障- NCB protect,new for old, windscreen $5000, 個人意外保障,索賠服務)
準備28号取新車RK5

cheeseman

Zurich agent quote me $12000, same as DCH......
she said due to 0% NCB, i think i might go for PingAn.

eyuen, thats amazing, want to add u as my second driver. haha

gcmlau

cheeseman, sorry about that